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Same-day settlement available for eligible transactions

Built for Brokers.
Designed for Business.

Fast, flexible business finance with same-day settlement capabilities.
We assess deals on merit, not just algorithms.

What sets us apart

Trust that converts

We combine speed, flexibility, and clarity — so brokers can place deals confidently and businesses can act when timing matters.

Speed

Same day settlement available for eligible transactions.

Flexibility

Judgement-based credit approach.

Experience

Backed by a team of proven lending experts.

Clarity

Transparent pricing. Rates and fees disclosed upfront.

in2Capital offers funding solutions for every business need

Our Features

Funding solutions for every business need

Clear parameters. Fast pathways. Flexible credit thinking — so you can match the right product to the right borrower.

Mortgage

Business mortgage

Fast property finance when timing matters. Same-day settlement available.

Business Loan

Business term loan

Reliable access to working capital with clear repayment terms and quick approval.

Working Capital

Line of Credit / Overdraft

Flexible capital on demand. Draw, repay, and reuse up to your approved limit.

Certainty in numbers

Real results delivering growth for Australian SMEs and our Broker partners

$250M+

Capital Deployed

24h

Avg. Settlement Time

1,200+

Deals Funded

98%

Approval Rate

The in2Capital difference

We partner with brokers to deliver certainty

We believe strong broker relationships drive better outcomes. That's why we offer direct access to decision-makers, clear credit appetites, and an introducer-friendly commission structure (up to 4.00%).

Direct access

Connect with decision-makers — reduce back-and-forth, improve outcomes.

Clear appetites

Transparent credit thinking so you can qualify deals faster.

Broker-friendly

Introducer-friendly commission structure up to 4.00%.

Partner with the lender that moves fast

Brokers and business owners deserve a lender who keeps pace. Let's work together.